Sample Employee Benefit Plan Designs

Our employee benefit consultants go the extra mile to help you design a plan that meets your business needs.

Satisfication Guarantee
    The BenefitDeck Advantage:
  • Save on benefits through our volume discount
  • Local client service and contacts
  • Anytime access with online plan administration and claim system
  • All benefits plans include instant claim access with drug card

Sample Employee Benefit Plans


Coverage Cost Saver Plan Benchmark Plan Deluxe Plan
Life and Accidental Death Insurance
For Employees $25,000 $50,000 1x salary
Long Term Disability
  • For Employees
66.67% of salary
income
$4,000/month
Maximum
66.67% of salary
income
$6,000/month
Maximum
66.67% of salary
income
$10,000/month
Maximum
Extended Health Care
For employees and dependents:
  • Hospital (excludes Prov. Medical Coverage)
  • Emergency travel coverage
  • Prescriptions (PayDirect drug card)
  • Other expenses (chiropractic, massage therapy, etc)
  • Vision care Maximum
No deductible
100%
100%
70%
70%
Not applicable
No deductible
100%
100%
80%
80%
$200
No deductible
100%
100%
80%
100%
$300
Dental Care
For employees and dependents:
  • Basic services
  • Major restorative services
  • Combined maximum per person
  • Orthodontic services

80% of fee guide
N/A
$750/cal. year
N/A

80% of fee guide
50%
$1,000/cal. year
N/A

80% of fee guide
50%
$2,000/cal. year
50% of fee guide
$2,500/lifetime

Interested in an employee benefits quote? Let's Get Started



Getting started with your first employee benefits plan?

Your business is growing and you want to build and maintain a healthy workforce. BenefitDeck will enroll your company in a cost effective health plan.

Do you already have a benefits plan in place? No problem!

If your company is currently enrolled in a benefits plan you can switch to a new plan at anytime.

Not quite ready for an employee benefits plan?

If you are not ready to get started, but would like to get a ballpark figure, we have plans ranging from 2.5% to 6% of payroll. Please note that pricing varies depending on company demographics, level of coverage, and previous claims history (if there is current group coverage).

Have you considered a Private Health Services Plan?

A Private Health Services Plan (PHSP) is a Canada Revenue Agency (CRA) approved plan that is an effective way for businesses to convert all healthcare and dental expenses into a fully tax deductible business expense. This tax strategy can result in significant savings for small businesses and large corporations. Better yet, this is not insurance. No monthly premiums, deductibles or annual fees, just benefits!

Do you qualify for a Private Health Services Plan? If you own an incorporated business, then yes you do!

Have a question about the sample plan designs or need to speak to an employee benefits consultant?

Call our office today 1-877-318-1812

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